Individual Insolvency / Personal Insolvency

As an individual, if your personal budget does not stretch to paying your past debts as well as day-to-day expenses, there are a number of alternatives. Our insolvency practitioners have many years’ experience using a range of tools to help individuals and families rebuild their financial future.

We offer a free initial consultation to help you understand the options for tackling your individual insolvency problems, during which we will listen to you and then propose:

  • How you can help yourself through insolvency without any professional involvement
  • Which of the personal insolvency tools are practical for your situation
  • How we can apply the tools to tackle your individual problems

To find out how we can help and arrange a free initial no obligation consultation pleaseĀ contact us.

Working with you

We will work with you to explore your situation in detail and provide clear, jargon-free, honest advice. Rest assured, anything discussed with us remains confidential.

All initial consultations are free of charge and without obligation.

When you need help

Call Ruth on 01622 764 612
Call Filippa on 020 7253 7171

Customer Pledge

Always treat you with understanding and empathy
Ensure that matters are finalised and brought to closure
Communicate these clearly and keep you updated regularly
Provide honest straight forward advice
Find solutions to resolve your debt issues
Ensure our fees remain competitive and fair
Treat everything you share with us in confidence
View Customer Pledge

Testimonials

"Ruth and her team helped me through a difficult time in a caring and supportive way. I know I can always go to Ruth for advice and guidance which will be given impartially and fairly for all parties concerned. This is very much an open, clear and professional relationship which I appreciate."

Mr B IVA

"The liquidator is Filippa Connor, and from discussing the issues involved, I have found her to be thoroughly professional and alert to our concerns about the behaviour of [the company in liquidation]."

Mr R Hulls, Independent Surveyors Association

"I found Ruth and her teamĀ to be patient and approachable as they were always at the other end of the phone to answer any questions that we may have thereby providing us with comforting assurances as much as possible. They were also frank and candid in telling us where they did not have an answer."

Mr L Company Director

"The most important thing about Ruth's approach is she is professional, not pompous. She is sympathetic to clients who have problems, listening and finding solutions..."

Mr M. Referring Accountant

"Filippa's words of wisdom started me on a path of recovery and I will be forever indebted to her for her understanding and compassionate approach."

CEO from Devon

"Dear Filippa, thank you for delivering an impassioned speech on the issues that frustrate you and your fellow practitioners. We feel sure the points you raised were noted by those who mattered and we are especially grateful for your commitment."

Peter Sargent & David White R3 (Association of Business Recovery Professionals)

"I would like to re-iterate my thanks to Ruth and her staff for putting my finances back on track, so efficiently and effectively. As a now retired person, I hesitate to imagine my financial outlook had you not successfully orchestrated my IVA."

Mr S

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